About Jiko

Jiko is a revolutionary new financial network, enabling companies – from multinational corporations to startups – to both store and move money, starting with the power of T-bills, made spendable. Securely stored at the biggest custody bank in the country, cash is put directly into T-bills with on-demand liquidity. Jiko combines the stability of an established national bank with the modernity of an integrated technology stack. Jiko is in growth mode and looking for persevering individuals to bring quality and simplicity to all areas of the organization.

Job Overview

We are seeking a proactive and analytical Senior FP&A Analyst to join Jiko’s Finance team. This person will play a key role in budgeting, forecasting, reporting, and strategic analysis. The ideal candidate has worked in financial services or fintech, and has experience excelling at financial modeling, reporting, and analysis. Individuals who have a desire to grow and learn, and are hard-working and resourceful, will be especially successful as the position involves working cross-functionally in a fast-paced environment.

This role reports to the CFO and is a critical contributor to our financial planning processes, helping Jiko allocate resources, measure performance, and execute its strategic vision.

Responsibilities

• Forecasting & Budgeting: Lead the development of annual budgets, rolling forecasts, and long-term financial models.
• Performance Monitoring: Track financial and operational KPIs across teams; build dashboards and scorecards to support transparency and accountability.
• Strategic Analysis: Deliver data-driven insights to support key initiatives, new product launches, pricing strategy, and capital planning.
• Business Partnership: Collaborate closely with functional leads (e.g., Product, Sales and Marketing, Engineering, Risk, Operations) to inform planning and resource decisions.
• Reporting: Prepare monthly financial reports and board-level materials; support investor reporting as needed.
• Scenario Modeling: Evaluate impact of various business cases, stress scenarios, and sensitivities on revenue, costs, and capital needs.
• Process Improvement: Identify and implement enhancements to FP&A tools, systems, and processes.

Qualifications

• Bachelor's degree in Finance, Economics, Accounting, or related field; MBA or CFA preferred.
• 4+ years of relevant experience in FP&A, investment banking, management consulting, or corporate finance; startup or financial services experience strongly preferred.
• Exceptional Excel and financial modeling skills; familiarity with FP&A tools like Adaptive Insights or Anaplan is a plus.
• Clear understanding of financial statements, general accounting principles, and key business metrics.
• Experience analyzing complex data sets and translating insights into actionable recommendations.
• Strong communication and interpersonal skills; ability to work effectively with cross-functional teams.
• Self-starter with excellent organizational skills and attention to detail.

Benefits

• Competitive salary and stock options
• Health, dental, and vision insurance with additional perks
• 401(k) with company match
• Flexible work arrangements and generous PTO
• Opportunities for professional development and growth

Additional Information

Jiko is working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Jiko is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently and fairly. We provide an environment of mutual respect where equal employment opportunities are available to all applicants and teammates without regard to race, color, religion, sex, pregnancy (including childbirth, lactation, and related medical conditions), national origin, age, physical and mental disability, marital status, sexual orientation, gender identity, gender expression, genetic information (including characteristics and testing), military and veteran status, and any other characteristic protected by applicable law