About Figure

Figure is maximizing the value of homeownership in ways that benefit consumers and the industry alike. We’re helping homeowners tap their liquidity easily, efficiently and reasonably for purpose-driven, significant expenditures – everything from dream home renovations and debt consolidation to small business formation.

In seven years, we’ve become the country’s #1 non-bank HELOC lender. As a financial technology firm operating at the intersection of regulation and transformation, we’re a “unicorn” – a group of fewer than 1000 companies globally that is valued at $1B or more and has been in operation for less than ten years.

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. We are motivated, innovative, collaborative, and curious. We value individuals who bring a problem-solving mindset to every task. Every day at Figure is a journey in continuous learning combined with a focus on getting work done that makes a difference. Join us!

Wealthfront Career-Launching Company

Figure Series D Announcement

About the Role

We are looking for a highly analytical and proactive Senior Financial Planning & Analysis (FP&A) Analyst to join our growing Team. In this role, you will be a key partner in shaping our financial strategy by delivering high-quality insights that inform critical business decisions. Your work will directly impact how we scale our financial infrastructure, manage risk, and evaluate new product and revenue opportunities across a rapidly evolving landscape. You will turn your analyses into deep insights, communicate these insights to key stakeholders and executives, and support strategic decision making.

What You’ll Do

• Own the company’s financial forecasting, budgeting, and long-range planning processes with a deep understanding of key fintech drivers such as transaction volumes, revenue yield, and cost of capital.
• Partner with Departments and Teams across Figure to build dynamic financial models that evaluate unit economics, customer acquisition costs, lifetime value, and profitability across products.
• Conduct scenario and sensitivity analyses to inform decision-making on pricing strategies, capital allocation, and new product launches.
• Translate complex data into compelling dashboards and reports for executive leadership, the board, and investors.
• Monitor and analyze financial KPIs specific to fintech (e.g., net interest margin, payment processing costs, loan loss provisions).
• Support investor relations and fundraising activities with data-driven storytelling and analysis.
• Drive financial systems improvements to scale reporting and automation as the company grows.
• Collaborate with Accounting to ensure accurate financial reporting and alignment between actuals and forecasts.

What We Look For

• Bachelor’s degree in Finance, Economics, Accounting, or a related field; MBA, CFA, and/or CPA preferred.
• 3+ years of FP&A or strategic finance experience, preferably within a fintech, investment banking, private equity, or financial services company. “Big 4” experience is a plus.
• Strong financial modeling skills with demonstrated experience analyzing fintech metrics such as transaction-based revenue, lending models, or embedded finance.
• Expertise in Excel and financial planning tools; familiarity with ERP systems like NetSuite is a plus.
• Exceptional analytical and critical thinking skills, with the ability to synthesize complex datasets and deliver clear, actionable insights.
• Excellent communication and stakeholder management skills.
• High comfort working in a fast-paced, data-driven environment with shifting priorities.
• Understanding of fixed income instruments a plus
• Understanding of payments/banking a plus

Salary

• Compensation Range: $80,000 - $100,000
• 25% annual bonus target, paid quarterly
• Equity stock options package
• This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs

Benefits

• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Employer-funded life and disability insurance coverage
• 11 Observed Holidays & PTO plan
• Up to 12 weeks paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

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